Financial Planning

Today's challenging financial climate makes the need for comprehensive, professional planning advice ever more compelling.  Recognizing that financial planning is a process rather than an event, we create a personalized financial plan tailored to each client's specific goals and objectives.

Plans range in complexity and may involve many aspects of planning, including the following:

• Retirement Planning
• College Planning (529 Plans)
• Goal Oriented Analysis
• Asset / Liability Management
• Asset Protection Planning*
• Risk Assessment / Management
• Retirement Distribution Planning Strategies

*Asset protection plans should be developed and implemented well before problems arise. Due to the fraudulent transfer laws, asset transfers that occur close in proximity to the filing of a lawsuit or bankruptcy can be interpreted by the court as a fraudulent transfer. Proper structuring of these assets is imperative please seek proper legal and tax advice prior to engaging in re-titling/structuring of any assets. Please note that laws are subject to change and can have an impact on your asset protection strategy.

For more information, please contact rduchak@monteverdegroup.com or crobinson@monteverdegroup.com.